Life Insurance
One Shop Insurance - Pablo Blum is a licensed independent insurance broker authorized to advise and sale health, life, and annuities insurance in Florida, Georgia, North Carolina, Kansas, New York and Texas.
An indexed universal life insurance policy gives the policyholder the opportunity to allocate cash value amounts to either a fixed account or an equity index account.
​
Indexed policies offer a variety of popular indexes to choose from, such as the S&P 500.
May be ideal for those who need death benefit protection but are focused on cash value accumulation for lifetime needs such as supplementing retirement income.
OFFERS
-
Flexible death benefit
-
Living Benefits
-
Flexible premium
-
Cash value grows based on an interest crediting strategy that is tied to changes in a market index such as the S&P 500.4
-
Downside protection through minimum guarantees3 to ensure that your cash value will not decline due to decreases in the Index.
INDEX UNIVERSAL LIFE
With a Term Life policy, you’ll pay a regular premium for the length of the term in exchange for a fixed amount of coverage for that same period. Term life premiums are generally lower than premiums for permanent life insurance.
Not everyone needs lifetime coverage. In fact, there are many situations where short- or limited-term insurance is a better fit. Your children will eventually complete their education and become independent, your mortgage will ultimately be paid off, and you and your spouse will retire.
All our policies come with Living Benefits at not extra cost to you!
